The most useful music service isn’t necessarily the one with the largest advertised catalog or the highest audio setting. It’s the one that has the recordings you want, plays well on your equipment, and helps you find something worth hearing next. A lossless file won’t fix a missing album, and a superb recommendation system is less appealing if you can’t take your music on a flight.

The choice has changed now that Spotify Premium includes lossless audio alongside services that have long made sound quality a selling point. For most listeners, the first cut is simpler: choose between Spotify’s discovery tools, Apple Music’s mix of sound quality and features, and the more album-focused experience of Tidal or Qobuz. Then check your essential music and playback setup before paying.

Illustrative image: music streaming services

Start with what you actually listen to

Catalog claims usually count tracks, not the recordings you care about. Search each contender for ten albums you’d be disappointed to lose. Include a hard-to-find live release, a soundtrack, a regional favorite, or a particular remaster. If you listen to classical music, search by work and performer as well as composer: finding the right recording of a concerto is a different task from finding a pop single.

Don’t stop when you see an album cover. Open it and check that the tracks are playable, that the version is the one you wanted, and that the service shows the expected artist and release. Catalog availability can differ by licensing and location. Your own list is a better test than a headline song count.

How you browse matters, too. Apple Music Classical offers search built around works, conductors, orchestras, and performers, making it a strong reason for classical listeners to try Apple Music first. Qobuz takes a different approach: its album notes, reviews, and editorial features reward people who like to read while they listen. YouTube Music is worth a look if music videos are central to your listening; just check that the particular recording you want is available in the form you prefer.

Know what “lossless” will—and won’t—give you

Lossless compression makes an audio file smaller without discarding the audio data in it. Standard CD-quality audio is 16-bit/44.1 kHz. “Hi-res” generally refers to files above that resolution. Those figures describe the file delivered by the service, not a guaranteed improvement you’ll hear: the recording and master, your equipment, and your listening conditions still matter.

There are real differences among the major options. Spotify Premium offers FLAC up to 24-bit/44.1 kHz. Tidal’s Max setting supports hi-res FLAC up to 24-bit/192 kHz, while Qobuz Studio streams FLAC up to 24-bit/192 kHz. Apple Music offers Lossless and Hi-Res Lossless, with the latter reaching 24-bit/192 kHz. The maximum depends on the track and the playback chain; not every song is available at the top setting.

Amazon Music Unlimited offers lossless HD and Ultra HD tracks. By contrast, YouTube Music Premium’s high setting tops out at 256 kbps AAC or Opus. That doesn’t make YouTube Music unpleasant to hear, but it rules it out if lossless delivery is a requirement.

Before switching services for hi-res audio, check where the signal goes after it leaves the app. Apple notes that ordinary Bluetooth connections don’t carry lossless audio; on an iPhone or iPad, playback above 48 kHz calls for an external digital-to-analog converter, or DAC. A wired connection or a compatible Wi-Fi playback system is a more useful test of lossless quality than comparing labels while listening over standard Bluetooth headphones. Apple also lets you set streaming and download quality separately, which is handy if you want better sound at home without filling your phone.

If most of your listening happens on wireless earbuds during a commute, don’t pay extra—or give up an app you enjoy—solely for a higher sample-rate number. If you listen closely on a wired setup, trial Apple Music, Tidal, and Qobuz with the same albums and check what quality your device actually receives.

Discovery: a playlist or a record-store approach?

Spotify remains the easiest place to start for someone who wants the app to keep serving up music. Discover Weekly, Release Radar, daylist, and editorial playlists give you several routes out of your saved library: unfamiliar songs matched to your taste, new releases, and broader scenes. Its recommendations benefit from listening history, so a brand-new account deserves more than an afternoon’s trial.

Apple Music balances personalized recommendations with prominent human-curated playlists. Tidal offers personalized mixes and editorial playlists; Qobuz leans harder into expert selections, reviews, and album context. Neither approach is inherently better. If you often ask, “What should I play?” test the home screen and automatic mixes. If you ask, “What should I know about this artist or recording?” spend time in the album pages.

YouTube Music combines songs and music videos, which may be a better fit than another audio-first app for someone who follows performances and visual releases. Amazon Music is a practical contender if you already use Alexa to ask for music around the house. In either case, judge the recommendations on the genres you actually follow, not just the first screen the app shows you.

A good trial test is to save a few favorite artists, play two unfamiliar albums, then inspect the recommendations a week later. Count the tracks you choose to save, not the playlists you’re offered.

Offline listening has its own quality setting

Paid plans from the services compared here offer music downloads, but “download” usually means saving tracks inside the subscription app for offline playback—not buying files you can keep independently. That distinction matters if you’re switching services or want a permanent copy of a recording.

Check offline behavior before your next trip. Download an album over Wi-Fi, put your phone in airplane mode, and play it from start to finish. Then look at storage use and the download-quality setting. Higher-quality files can consume substantially more space; changing a setting may affect only future downloads. Tidal, for example, says previously saved music must be downloaded again to change its offline audio quality. If a service or device behaves differently from your main phone, test that device too.

Spotify’s offline-download guidance specifies up to 10,000 songs per device across five devices and says the app needs to reconnect at least once every 30 days to keep downloads active. YouTube Music Premium also requires a connection at least once every 30 days to maintain its mobile downloads. If you’ll be away from service for an extended stretch, verify the rule for your chosen app rather than assuming saved tracks will remain available indefinitely.

Qobuz makes an especially useful distinction for collectors: its subscription includes offline listening, while its separate download store sells music files. A saved subscription album and a purchased album are not the same thing.

Compare the price of the music plan—not a bundle you won’t use

These are U.S. individual-plan prices for comparison, before promotional trials or applicable taxes. Prices and billing terms can change, so check the checkout screen. The quoted Qobuz figure is its month-to-month Studio Solo plan, not the lower monthly equivalent advertised for an annual payment.

Service Individual music plan What the plan is best suited to
Spotify Premium $12.99/month Frequent discovery, playlists, and broad device support, now with lossless audio
Apple Music $11.99/month Lossless and hi-res audio, curated music, and Apple Music Classical
Tidal $11.99/month Lossless and hi-res listening with a music-first interface
Qobuz Studio Solo $12.99/month Hi-res albums, liner notes, and editorial depth
Amazon Music Unlimited $12.99/month, or $11.99/month for Prime members Lossless listening, especially if Alexa is part of your setup
YouTube Music Premium $11.99/month Music-video listening and offline playback, without lossless audio

Family, duo, and student plans can change the answer. Apple Music and Tidal each list a $19.99/month family plan, while Spotify lists $21.99/month and also offers a two-account Duo plan. Qobuz offers Duo and Family versions of Studio, plus an annual-payment option; compare the total charge, not just its advertised monthly equivalent. For any shared plan, check eligibility and whether each listener gets a separate library and recommendations.

Keep the Amazon tiers straight. Music included with Prime is not Music Unlimited: Prime’s included listening has shuffle-based restrictions, while Unlimited provides on-demand access and Amazon’s HD and Ultra HD formats. A Prime discount helps only if you already value Prime; it isn’t a reason by itself to buy another subscription.

Make the choice with a short, serious trial

Narrow the field by your priority. Pick Spotify if finding new songs with little effort matters most. Start with Apple Music if you want a strong all-around lossless option, particularly for classical music. Try Tidal or Qobuz if your listening revolves around albums and a hi-fi setup; favor Qobuz when notes and editorial writing are part of the pleasure. Consider Amazon Music Unlimited if Alexa is how you usually start playback, and YouTube Music if videos matter more to you than lossless files.

Then test two contenders with the same checklist: ten essential recordings, a week of recommendations, one offline album, and playback on your main headphones, speakers, and car system. Those small checks will tell you far more than a catalog-size claim or the highest number on an audio-quality menu.